The winter of 2013-2014 could be one for the record books.  Meteorologists claim this is the coldest winter since 1979.  The snowfall this season has been substantial and spring is right around the corner, we are most certainly going to experience a rapid snow melt which usually results in catastrophic losses.

Melting snow can result in the back up of water in the main sewer system, which could find its way into the home of your clients causing damage to the basement and their possessions.  Do you have sewer and water back up?  Call your insurance agent today to make sure that your homeowner policy protects you in the event of water backing up in your home.