If you are a safe driver and have felt you are paying too much for your car insurance then it is time to try out Progressive’s Snapshot program. Pay a fair premium for your driving habits. Insurance carriers use your age, gender, zip code and credit rating in order to calculate your auto insurance premium. It has not been based on how you drive, until Progressive introduced Snapshot.

The Snapshot device plugs into your vehicles OBD-II port (On Board Diagnostic Port), and every time you turn on your vehicle, Snapshots starts helping you save on your car insurance.  When you are driving around, Snapshot will warn you with a beep if you are accelerating too quickly, or braking too hard. Just continue to drive as you normally would to receive the maximum discount, any rapid acceleration or deceleration will result in the Snapshot device beeping.

Many people will ask us what information the device collects, and it is as follows:

• Time and date
• Rate of acceleration
• Rate of deceleration
• How much you drive
• Sudden changes in speed

Riskier driving habits will result in no discount, and at renewal you will lose the program’s participation discount.  The Snapshot program now offers a participation discount. Once your policy renews the program will determine what discount you receive, many customers receive a double-digit discount.  Progressive will not use the Snapshot data for claims purposes unless you say it is okay, unless mandated by a court order.  A.T.C. Agency is a Snapshot authorized agency, we are able to help you get signed up for the program, and if we can, we’ll also help you install the device. We have has a 100% success rate in our agency, and all of our customers who have participated said they were completely satisfied.

Let us know if you have any questions, or feel free to stop by our insurance agency in Edina, MN. Thanks and be safe!