Winter is tough on your car and on the roads in Minnesota. The roadways start to develop potholes and cracks, which as the freeze-thaw cycle continues, makes the roadways even worse. 

The freeze-thaw cycle creates road debris too which can damage your car and even crack a windshield. Adding to that, sand that is spread to help driving conditions can also be a hazard. Most glass claims are related to a road hazard, such as a rock. 

In Minnesota, you can have a zero dollar glass deductible. That means you won't pay out of pocket if you file a glass claim. It is a great coverage to have, especially as spring comes around. The cost to replace a windshield has increased over the years, and depending on the make and model of your vehicle can exceed $1,000. 

It is a good time to review your comprehensive coverage to make sure you are carrying a zero dollar glass deductible. Call your local independent insurance agent today and stay safe on the roads!