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Winter Driving Tips

The cold weather tests the limits of our cars. The cold weather is hard on the battery, tire pressure, and even the interior of a car can crack when it is too cold. Hopefully you will find these tips useful, and if you...

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5 Tips to Secure Your Home

The holidays are just around the corner and unfortunately so are the thieves. This time of year can bring out the Scrooge in some people therefore it is important to protect yourself from the unnecessary aggravation. A...

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Frozen Pipes are Scary!

An average of a quarter-million families have their homes ruined and their lives disrupted each winter, all because of water pipes that freeze and burst. And recovering from frozen pipes is not as simple as calling a...

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Night Driving

A little extra caution can go a long way while driving at night Summer has ended, and while fall and winter have their own pleasures - including skiing and snowboarding- longer nights mean increased danger on the roads....

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Happy Holidays

The holiday season has officially begun. Happy Holidays! We want to remind everyone of the importance in planning for a sober ride home. Everyone loves a good party and it is the time of year where there will be an...

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Beware Ghouls & Goblins Pose a Potential Threat

It is the season for trick or treaters, soon they will be knocking on your door asking for tricks or treats. It is your responsibility as the homeowner and insurance policy owner to prevent losses. Halloween is a...

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Caution Deer Ahead

Minnesota Department of Public Safety is reminding motorist and motorcyclists to be especially cautious of deer this fall and winter. In the coming months deer activity increases because they are breeding. The Minnesota...

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Do you text while driving?

Did you know that 100,000 auto accidents occur annually due to texting while driving? There are too many tragic stories of people who took their eyes off the road for a split second to look at their phone or to respond...

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Boat Trailer Safety Tips

When purchasing a trailer in Minnesota stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft. Trailers come...

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Summer Thunderstorms

It is important to begin preparing for a major storm before it strikes. To start preparing you should have an emergency kit, which includes food, water and basic items you may need in your household. If you are outdoors...

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Infotainment Another Distraction for Drivers

AAA Foundation for Traffic Safety conducted a study that tested the different levels of distracted driving while listening to the radio, talking on a handheld phone, text messaging and voice-to-text messaging. The...

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Fraud Prevention Tips

Sign your credit and debit cards with "See ID." This will force you to show your signature sample off your ID. Few perpetrators of fraud will be able to replicate your signature on his or her ID. If you receive a voice...

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Our Habits Dictate Our Health

Health insurance costs are on the rise due to the cost associated with our lifestyles. Activities like smoking, sedentary lifestyle, unhealthy diet, excessive alcohol use, lack of preventative screenings, patient non-...

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Safe Driving Is Not Just For Teens

According to the National Highway Traffic Safety Administration there are more than 1,700 fatalities and 840,000 injuries annually due to vehicular crashes on public highways. Did you know that sending or receiving a...

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Control Insurance Costs

Investigate coverage and product options with your independent agent: The biggest advantage of using an independent agent is the access to a number of insurers with different products that can be tailored to your...

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Distracted Driving

Distracted driving is more prevalent in the U.S. than in Europe. The Centers for Disease Control and Prevention surveyed and found that nearly 69 percent of U.S. drivers admitted to talking on a cellphone while driving...

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Spring Flooding

As winter wraps up the temperature will rise which can bring rapid snowmelt. The ground will still be frozen so the water will have nowhere to go. The melting snow and rainwater will run off into lakes, streams and...

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