As a consumer, you can take steps to make sure you're getting the best deal on your homeowners insurance. To start, check your premium and compare it to last year's premium. Companies are required to notify you of rate...

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1) Kitchen fire - The majority of fire losses originate in the kitchen due to food that is left unattended on the stove, or ignition of grease. Never put a grease fire out with water. Use baking soda or flour instead. 2)...

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