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ATC Agency Blog

All You Ever Wanted to Know About Insurance

Flood Insurance

In Minneapolis and St. Paul we have had a record setting amount of snow in February. Once that snow melts it runs off into creeks, rivers and lakes. March can bring more snow and even rain. We could be in for serious...

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Rake The Roof

The total snowfall for the month of February in Minneapolis and St. Paul has been 31.7 inches, some areas in the metro have actually seen more! While the snow is pretty, it can be pretty bad for your roof! Removing the...

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Did you get your special someone a Valentine’s Day gift?

If you or a loved one purchased jewelry for Valentine’s Day, you should add it to your homeowners insurance policy. Most home insurance policies have internal limits on items such as jewelry. Those limits vary by...

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Personal Property Coverage- Homeowners Insurance

At first glance, it appears your homeowners’ insurance policy has a lot of personal property coverage. Not all of your personal belongings are covered in the same way. We recommend reviewing your homeowners’ insurance...

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Water and Boating Safety

A great way to enjoy summers heat and humidity is on a boat. Everyone loves being out on the lake, whether you’re fishing, water-skiing or just cruising. Minnesota’s lakes and rivers can get crowded during the summer...

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Is Your Home Ready for Minnesota's Severe Weather

It is impossible to know if your home will be damaged by severe weather, but you can prepare yourself and your homeowners insurance. It is important to know what is covered and what is not. It is a good idea to read...

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What does renters insurance cover?

Lets say you’re at your apartment one night, and your neighbor decides it is time for a midnight snack. While they’re cooking they accidentally start a fire that is quickly getting out of hand. Well if a scenario like...

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Sewer and Water Back-up

Do you need Sewer and Water Back-Up coverage on your homeowners insurance?Many homes in Edina, Minneapolis and the surrounding metro area have sump pumps in their basements. During recent storms, we have seen...

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Insurance Score: Credit History

All carriers to determine the premium for your personal insurance use an insurance score. The insurance score scales defer from carrier to carrier, but ultimately they are using the same information in order to...

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Do you have the right amount of personal property coverage?

Do you have the right amount of personal property coverage?If you can’t answer yes then it is time for a home inventory. A New Year might just be the perfect time to take stock of your material possessions to make sure...

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